Pumpkin Pet Insurance Review

Company Overview:

Pumpkin, based in New York City is relatively new to the pet insurance sector having launched in 2020 as part of Zoetis, the world’s largest global animal health company.

And Pumpkin is not only new, but it is also a bit of a disruptor in the industry. While most providers tend to follow the same approach and offer similar insurance packages to consumers, Pumpkin is taking a different course by focusing on preventative health care for dogs and cats.

What Does Pumpkin Pet Insurance Cover?

Pumpkin Pet Insurance has quickly earned a reputation for keeping their plans simple and easy to understand. Pet owners are free to choose between a standard insurance plan or an insurance plan with a preventive care plan added on. You can find specific coverage details on the Pumpkin website.

Here’s what you can expect for dogs as provided on the Pumpkin website

pumpkin dog

And what you can expect for cats as provided on the Pumpkin website

pumpkin cat

How It Works:

To start the enrollment process with Pumpkin Pet Insurance, head over to their website to receive a cost quote. On the website, you’ll be asked for some basic information about your pet including their name, age, and gender.

Once all the information has been entered, simply finish by putting in your own name, email, and location. Next a plan and price quote will be presented by Pumpkin. You’ll have multiple options based on different annual deductibles. You’ll also have the opportunity to add preventive wellness coverage for your pet if you like.

Pros and Cons of Pumpkin Pet Insurance

Pros:

Cons:

What Others Are Saying:

As Pumpkin Pet Insurance has only been in business for a little over a year, there are not a lot of reviews about the company available online. However, the ones that exist are generally favorable and positive. Customers seem to appreciate how quickly Pumpkin Pet Insurance processes claims and gets reimbursements into their hands.

The Bottom Line:

Pumpkin has emerged as an affordable and flexible option in the pet insurance sector. The company enables customers to set their own deductible, provides coverage for several veterinary treatments and services that other companies exclude and does not place any limits on how many claims can be submitted each year. People looking for solid insurance coverage to help alleviate the cost of veterinary services for their dog and cat should take a look at Pumpkin Pet Insurance.

PRESCRIPTION FOOD COVERAGE TERMS: Pumpkin insurance covers prescription food to treat an eligible accident or illness. It does not cover prescription food used for weight management or general health maintenance.

Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Pumpkin Insurance Services, Inc. is responsible for this advertisement.