Petplan Review

When you have pets, you can’t always prevent them from getting injured or sick. That’s why signing up with a trusted pet insurance company is a smart way to be prepared just in case.

One company you can turn to for pet insurance is Petplan. This company has been meeting the needs of pet owners in North America since 2003. It works similar to insurance for humans but instead focuses on helping owners financially by covering the cost of pets’ medical treatments.

Petplan as a company has grown from a small start-up to an award-winning business that’s partnered with Blue Cross Blue Shield, Pets for Patriots, The North American Veterinary Community, and more. Petplan also created The Petplan Charitable Fund that supports the health and wellbeing of animals. The company genuinely cares for animals as reflected in their services.

Types of Insurance Available

Petplan provides insurance coverage for two types of pets: cats and dogs. You sign up for pet insurance by providing the company with information about your pet such as the breed, age, and where you live. From there, your monthly premium will be calculated. You will have pet insurance once you start paying.

Petplan can reimburse you up to 90 percent of veterinary bills cost, as long as you pay the annual deductible. The company can also save you between $50 and $250 per visit for veterinarian visits. Animals can be insured their entire lives from six weeks young until seniorhood.

An incentive Petplan offers policyholders is the healthy pet credit. Upon a 12-month renewal with a pet that does not have any claims made, Petplan will give you a 15 percent credit towards your annual premium. The credit will be increased to 30 percent if you go 24 months without filing a claim.

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How Petplan Policies Work

After signing up for a Petplan insurance policy, your coverage becomes effective the day after enrollment. There are some waiting periods to be aware of that will depend on your policy. For example, injuries or illness will not be covered for up to 15 days after your policy is effective.

To file a claim, log into your Petplan account online or using the mobile app. Accidents, injuries, or illnesses can qualify for Petplan coverage if your pet is brought to the veterinarian within 48 hours. After the visit, you have up to 90 days to fill out the form.

You only have to fill out one page for your pet insurance form. After a claim is reviewed, the reimbursement will come within 30 days of the insurer’s receipt.

The following information is needed to make a successful claim:

Petplan also gives you the option of pre-authorizing your claim. You would fill out a similar form online, which can be helpful if your pet requires a pricey treatment.

Policy Costs

There is no enrollment fee to get started with Petplan. After signing up, you will pay one monthly payment to receive insurance coverage for your pet.

Your policy price will depend on several factors such as your pet’s breed, age, and where you live. Other factors that will determine your premium is:

You can receive a free quote to find out how much insurance would cost for your pet. All you have to do is fill out a short questionnaire online or talk to a representative on the phone.

What’s Covered by Petplan

Petplan has an extensive amount of medical coverage for dogs and cats. If your pet gets injured, develops an illness, or needs surgery and/or rehabilitation, you can receive help for the necessary medical costs.

The company will also cover certain medical treatments and testing. This includes imaging tests, diagnostic treatments, and veterinary exams. Should your pet require any prescription medications not from pre-existing conditions, Petplan can help cover those costs.

Petplan coverage extends to several other incidents, including: