Pawp Pet Insurance Review
No matter how hard we try to keep our pets healthy, we can’t control everything. Emergencies happen and unfortunately, the cost of emergency treatments can run high enough to wipe out savings. Fortunately, there are plenty of affordable options for pet coverage out there.
But where do you get started? Pet insurance companies often offer different levels of coverage, which can be difficult to make heads or tails of. But Pawp takes a different approach. Pawp’s coverage consists of one low monthly fee and an emergency vet fund that can be used once per year. So, could Pawp be right for you? Let’s take a closer look.
Pros and Cons of Pawp
- $24/ month covers up to 6 pets
- No copayments, no deductibles
- 24/7 access to digital vet clinic
- Applies to pre-existing conditions
- Emergencies need to be approved
- Limited to one emergency per year
What Does Pawp Offer?
Instead of offering pet insurance policies, Pawp provides a $3,000 per year emergency fund. So, in a way, it’s an alternative to accident-only policies that many pet insurance companies offer. There are no copays or deductibles, and Pawp lets you cover up to six pets with your membership. However, we should note that Pawp only lets you use the fund for one emergency per year.
Every Pawp membership comes equipped with an app that connects you to live veterinarians. Pawp says that 60% of pet issues can be solved with telehealth visits, so this benefit could save you from in-person veterinary visits. If your pet needs more intensive treatment, then your telehealth vet can get you the proper referral and the needed in-person care within hours. Another key point to highlight is that Pawp’s coverage extends to emergencies related to a pre-existing condition.
Whether you’re a new pet parent or you’ve had pets all your life, Pawp’s membership provides an extra emergency cushion and easy access to vet advice that many pet owners need at some point.
What To Expect on the Site
Pawp’s website makes it easy to understand how their emergency fund coverage works. There are pages explaining the ins and outs of the emergency fund, a pet blog, and an online support section, so you’re sure to feel completely informed before you sign up. All you’ll need is your pet’s age, weight, and breed, as well as a valid email address. Once you’ve entered your information, you’ll be given your membership’s price and a breakdown of the 24/7 vet clinic. After signing up, you can then contact a Pawp vet anytime and as many times as you like.
Since Pawp doesn’t operate with multi-tiered coverage levels or varying annual limits like most pet insurance companies, its pricing is incredibly straightforward. So, whether you sign up a dog or a cat, the price sits at only $24 per month — and you can add up to six pets to any emergency fund policy.
Because your monthly premium includes unlimited digital veterinary visits, you’ll only use your standard $3,000 annual limit when your pet needs unexpected care. Without wait times, you’ll have access to all the veterinary advice you need without breaking the bank.
What People Are Saying About Pawp
As of November 2021, Pawp has a Trustpilot rating of 4.4 out of 5 stars. Customers who shared reviews gave Pawp’s emergency vet fund an overall rating of great:
- 78% of reviewers rated Pawp with 5 out of 5 stars
- 84% of reviewers rated Pawp with 4 or more stars out of 5
The Bottom Line
Whether you need veterinary advice or your pet suddenly needs emergency care, Pawp makes sure you’re covered. While pet insurance can be confusing, Pawp’s emergency fund is designed to be easy to understand. Instead of policies with confusing provisions, the company’s affordable monthly membership provides straightforward emergency coverage. Pawp isn’t traditional pet insurance, but it might be a good fit for you and your pet. As you look at the best pet insurance providers, Pawp is worth checking out.