Chase Review

Chase offers a variety of banking services for customers, and although they have a large number of brick-and-mortar locations, their online services are up to par with many online-only banks. That puts Chase in the unique position to appeal to those who value in-person banking and are also interested in the convenience of online banking.

So, could Chase be a good fit for your banking needs? Keep reading to learn everything you need to know about banking with Chase.

Pros and Cons of Chase



What Does Chase Offer?

Chase offers a variety of checking accounts and savings accounts. Beyond traditional bank accounts, the bank offers specialized student checking accounts and business checking accounts. If you’re interested in more than checking and savings accounts, Chase also offers a versatile range of credit cards. There are 27 different credit cards available with options for individuals and small businesses. Many of these come with rewards programs. For example, the Chase Sapphire card gives points when you use it for travel and dining.

In addition to a strong and diverse online presence, Chase also has a long history as a brick-and-mortar bank. So, should you ever want to bank in person, there is that option in many states. Additionally, it has more than 16,000 ATMs that you can access across the country. Plus, representatives are available 24/7 if you ever have a problem. Additionally, the app is extremely easy to manage and can connect you with customer service.

What To Expect on the Site

Setting up a new account on the Chase website is straightforward. The website leads you through a setup process that’s well-explained and easy to follow. This connects you to a checking account, savings account, and of course, the option to apply for credit cards. It’s also worth noting that you can get a bonus of $200 when you sign up for a new checking account and direct deposit.


There are some fees associated with banking through Chase. For instance, there’s a $34 non-sufficient funds fee that they will charge if your account goes into overdraft. There’s also a $12 monthly fee for having one of their total checking accounts. But the monthly fee can be waived if you have $500 minimum in direct deposits each month.

The Bottom Line

Online banking with Chase is an easy and user-friendly experience. From enhanced security features like fingerprint scans to access the app to an intuitive interface, Chase makes it easy to bank online. They’ve done a great job of keeping up with technology and making their services competitive with online-only banks.

If you’re interested in an online banking experience that’s easy to navigate, then Chase is worth considering. Check it out as your compare top online banks.