On, you can start the process of applying for mortgage loan refinancing. You can also use the site’s abundance of resources to learn more about USDA loans and how they apply to you.

USDA loans are backed by the United States Department of Agriculture Mortgage program. They are designed as zero down payment mortgages for rural and suburban homebuyers. If you’ve already qualified for and been granted a USDA loan, can help walk you through the mortgage refinancing process.

The USDA offers three refinancing offers to lower rates: USDA Streamline Refinance, USDA Streamline-Assist Refinance, and Non-Streamlined Refinance. can help you understand the differences between these options and help you decide which may work for you. Even if your location is no longer deemed rural because the area around it has been developed, if you qualified originally for a USDA mortgage, you still may be eligible for mortgage refinancing.

Let’s take a closer look at everything has to offer.

Pros and Cons of



What To Expect

When you head to, you’ll want to click on either the “I want to buy a home” or “I want to refinance my home” button. In this case, you should select the refinance option. From there, it’s a simple matter of inputting your zip code and then answering a handful of questions, including:

The site will then match you with a lender that can meet your needs.

In order to qualify for USDA mortgage refinancing, there are a few guidelines and requirements that you need to meet. According to, these requirements include:

Additionally, the website offers a variety of helpful tools, including:

Costs and Customer Service

It’s free to use to find a lender and use their plethora of educational materials. If you choose to move forward with a lender’s offer, the terms of the loan refinance will be determined by the lender and the USDA. can be contacted by email. Most customers have reported that reaching customer service is an easy and overall pleasant experience.

The Bottom Line

If you’re looking to refinance your mortgage and you already have qualified for and obtained one through the USDA, then could be a helpful resource. You can use the website to check your eligibility and find a lender for your situation. The site’s handy articles and guides are also worth checking out. These supplemental resources explain the benefits of USDA loans, calculate your refinancing options, and answer questions that you may have.

As you compare top mortgage refinancing lenders and explore your options, could be a good place to start.