LeapLife Review

LeapLife is an online service propelled by 30 years of industry experience that connects people with top-tier, personalized life insurance in all 50 states.

Instead of researching individual life insurance providers one-by-one, you can simply fill out Leap Life’s quick questionnaire to see the best possible life insurance policies that you qualify for—all at the lowest prices available.

LeapLife’s customer rating profile is overwhelmingly positive, boasting an A+ rating from the Better Business Bureau and a 4.8/5 “Excellent” rating on Trustpilot.

What Services Does Leap Life Offer?

First and foremost, LeapLife is a licensed life insurance agency that helps you secure life insurance coverage from the country’s top A+ and A-rated insurance carriers. To match you with the best possible carriers and policies, you simply have to answer a few questions online or over the phone, whichever you prefer.

In addition to acting as a life insurance agency, LeapLife also offers a number of tools you can use to better understand your life insurance situation and needs.

For example, their free Needs Calculator adds up all your financial responsibilities, subtracts any savings, and gives you an estimate of how much life insurance you really need. Additionally, you can read the many, many resources gathered in the Life Insurance 101 section of their website to learn more about every aspect of life insurance and financial well-being.

What Life Insurance Options Does Leap Life Offer?

Through LeapLife’s carriers, you’re able to secure term policies that cover you in the event of a death from either natural or accidental causes (suicide is not covered), anywhere you go in the world.

More specifically, you can secure term policies lasting anywhere from 10-30 years offering anywhere from $100,000-$5,000,000 in coverage.

What Does Leap Life’s Application Process Look Like?

Before you apply, it’s important to know that to qualify for life insurance through LeapLife, you must be a U.S. citizen or permanent resident who has been in the United States for more than 2 years (although you’re still encouraged to inquire if you’re a visa holder) and be between the ages of 18 and 75 at the time of application.

If you meet these qualifications, you can apply online (or over the phone) in a matter of minutes. Upon completing your application, you can see your available rates instantly.

Throughout the application, you can expect to answer the following prompts:

If you qualify based on your answers to these prompts, you can secure a policy and be covered within weeks, if not days.

Additionally, if you need a policy quicker than usual, you can answer a few basic health-related questions over the phone or online and see if you qualify for “no exam” policies.

What Fees Does Leap Life Charge?

Using LeapLife to see what life insurance policies you qualify for is completely free. You can only expect to pay upon securing a policy.

What you pay for your LeapLife life insurance policy depends on your specific situation and needs. Therefore, there is no set pricing that applies to everyone. However, LeapLife has policies that start at just $14/month.


LeapLife not only helps you understand your specific life insurance needs, but it also helps connect you with top-rated carriers offering exactly the policies suiting those needs.

Plus, their matching process is far quicker and more efficient than researching individual carriers one-by-one, taking less than five minutes to get matched in most cases. And, more importantly, if you qualify, you can secure a policy and be covered within a matter of days, in some cases.

If you’re in the market for life insurance and simply want to know your best available options without having to invest hours of research, then filling out an online application on LeapLife is a great first step.