The Best Identity Theft Protection Companies
In today’s world, the threat of identity theft is always present. And that’s why identity theft protection is a smart investment. If you want to closely monitor your personal information and be alerted any time your identity might be compromised, there’s no better way to achieve this than with an identity theft protection company.
Identity theft protection companies are essentially identity monitoring services. They help you protect your identity by keeping an eye on your bank accounts, credit report, loans and credit cards, and other important personal information. And should identity theft happen to you, these companies will help you throughout the recovery process.
But because identity theft is now such a common crime, there are now a number of different identity theft protection companies to choose from. If you’re looking for the very best options available, the following are the top choices.
Identity Guard is one smart identity theft protection company. Partnered with IBM’s Watson – who’s won the popular game show Jeopardy! and helped doctors diagnose cancer – Identity Guard uses this supercomputer to manage your personal information. Watson builds an in-depth profile of you and your behavior, then monitors your information and notifies you of any changes.
Identity Guard will monitor nearly all of your information, including your credit, Social Security number, and financial information. You can choose between a basic plan without credit monitoring, or upgrade to a premium plan that includes monthly credit report updates from all three credit bureaus.
LifeLock is a heavy hitter in the identity theft protection world. It’s one of the most reputable, and it’s been around for years. LifeLock will protect adults of all ages, but it also offers special products just for kids and the elderly – LifeLock Junior and LifeLock Senior. These two groups are very vulnerable, and LifeLock will protect them and monitor their information with special focus and care. Included in all packages is Social Security and credit monitoring, dark web monitoring, suspicious activity alerts, and an excellent recovery service.
If you’re unsure LifeLock is worthwhile, you should know it’s one of the most affordably-priced identity theft protection services. It costs just over $100 for a full year of coverage, and all customers get a 60-day money-back guarantee – so if you aren’t satisfied, you can get a full refund.
Experian may be well-known for a data breach back in 2017, but today the credit bureau actually offers its very own identity theft protection service. Experian is already a heavy hitter in the world of credit reporting – and what better way to protect your credit than with Experian watching and monitoring it?
Experian IdentityWorks offers an affordably priced identity monitoring service. The company will monitor your credit information, offers dark web surveillance and social media monitoring, and even allows you to freeze your accounts and credit easily. You’ll get court record, payday and non-credit loan, and bank and credit alerts any time your information changes. And certain Experian IdentityWorks plans also include $500,000 in identity theft insurance, should you need it.
IdentityForce offers a unique combination of identity theft protection and credit monitoring. Not only does IdentityForce monitor your credit, but it also offers unusually in-depth credit monitoring and reporting. This company watches your information on all three credit agencies, even offering a visual tracker so you can see your score change over time. But credit information isn’t all IdentityForce monitors. The company also watches your public information and records, address changes, court records, payday loan applications, and monitors identity sharing websites for your personal information.
Interested in IdentityForce? You can actually give the company’s identity monitoring a try before you decide to buy. IdentityForce offers a 14-day free trial, and you can try out the base or more in-depth coverage options (like the Plus plan) depending on your needs.
With a combination of heavy credit reporting and reliable identity monitoring, myFICO is a solid identity theft protection option. Like Experian, FICO is one of the top names in credit – the FICO credit score is the most commonly used score with lenders. And signing up to monitor your identity with myFICO means you’ll be putting your trust in a longstanding financial name.
myFICO offers different plans for identity monitoring and protection. You’ll enjoy credit reports and scores from all three credit agencies, quarterly credit reports, monitoring of some personal information, and help with identity restoration if needed. myFICO does only offer plans for adults, but it does bundle identity monitoring and relief with impressive credit services.
If you’re looking for identity security and monitoring that comes with a lot of value – and a reasonable price – you’ll want to check out IDShield. IDShield will monitor your credit report, credit score, passwords, and general credit-related information. Although it’s a company that focuses primarily on credit monitoring, it’s very affordable and in-depth.
Additionally, IDShield will give you quarterly credit reports from all three bureaus, monthly credit scores, and two different plans that allow you to choose your level of monitoring. You’ll have a wealth of credit-related information at your fingertips, which offers a unique approach to keeping tabs on your finances and your financial information online.