Young Alfred Review
As a sophisticated insurance search engine, Young Alfred’s technology analyzes billions of data-points and empowers people with all the information they need to find the best and most affordable insurance options on the market.
With over $6 billion in property insured, Young Alfred is easy to use, completely secure, transparent about its practices and partners, and offers 5-star service to all of its clients.
To give you a better understanding of everything that Young Alfred has to what types of insurance it can help you find, and its pricing.
Young Alfred offers the following lines of insurance:
- Auto Insurance
- Homeowners Insurance
- Condo Insurance
- Mobile Home Insurance
- Renters Insurance
- Umbrella Insurance
- Flood Insurance
- Earthquake Insurance
- Motorcycle Insurance
- RV Insurance
- Landlord’s Insurance
- Personal Articles Policies.
Regardless of the type of insurance you’re after, using Young Alfred service is accomplished by following these 9 steps:
Step 1: Click “Get Started”.
To begin, all you have to do is click the big green “Get Started” button.
Step 2: Enter your address and the type of property you are looking to cover.
Step 3: Review potential risks at your address.
Young Alfred will analyze your property and let you know about any potential risks (if your property is in a high-risk zone, for example). This info is useful when choosing add-ons in Step 7.
Step 4: Optional – Send a copy of that risk report to your email.
Step 5: Fill out the application
Here you have to provide additional information about your property, such as:
- Any pets in the property (and if they’ve ever bit anyone)
- What your property is made of
- The square footage of your home
- The number of bathrooms in your home
Step 6: Select coverage plan
Based on the information you provide, Young Alfred will offer you three potential policies that fit your needs.
This step will also show you what each policy covers and doesn’t cover.
Step 7: Select key add-ons
Young Alfred will suggest any add-ons that would benefit your specific needs.
Step 8: Submit and let Young Alfred do the shopping for you
Within 10-20 minutes, Young Alfred will find the best rates available and send them to your email.
From here, simply click the package you want to buy and enter your payment method. Young Alfred will then send the declaration pages to you and paperwork to your loan officer/mortgage company.
Step 9: Benefit from being a Young Alfred customer
Young Alfred’s team will always be available to answer any questions or concerns.
Through this process, Young Alfred saves its clients an average of $352 in costs and 285 minutes (or over four hours) in time spent.
As for the carriers available on Young Alfred’s platform, they must be rated A- or better by AM Best or Demotech. All carriers must also have a history of financial stability, positive customer experience, and quickly and reliably paying out claims.
And to give their clients the best mix of options possible, Young Alfred offers both new and old, national and regional, and preferred and non-standard carriers.
Before using Young Alfred, however, make sure they offer insurance in Virginia.
They currently offer insurance in the following states: Pennsylvania, New Jersey, New York, Ohio, Maryland, Delaware, Texas, Florida, Virginia, Connecticut, Indiana, Alabama, Georgia, Kentucky, Illinois, Michigan, Minnesota, North Carolina, South Carolina, West Virginia, Wisconsin, Iowa, Arizona, Tennessee, California, Nevada, Colorado, Utah, Washington, Oregon, Oklahoma, New Mexico, Hawaii, New Hampshire, Vermont, Maine, Arkansas, Kansas, Missouri, Mississippi, and Louisiana.
Types of Plans/Pricing
Because different people will end up with different policies, depending on their needs, there is no set price to using Young Alfred.
However, here are some key things to know:
- Getting a quote is 100% free
- In most cases, the original quote is the premium you end up paying (they get their rates directly from their carrier partners)
- Young Alfred quotes exclude SR22 filing fees (although you can get a final rate with all fees included from their licensed insurance representatives)
- Young Alfred does not charge a broker fee
- Young Alfred’s carriers offer some or all of the following discounts: multi-policy, multi-car, multi-driver, new car, mature driver, safe driver, higher education, distant student, driver improvement certificate, homeowners, continuously insured, paperless, military, special occupational discounts, driver training, good student, usage-based pricing, e-sign, and many others.
Most online insurance sites sell customer information and bug their customers. Young Alfred doesn’t do that.
All they require you do is initially tell them about yourself and the property you want to be insured, choose one of three options recommended to you based on your needs, choose a carrier that provides what you need at the best price, and boom – you’re done.
From the design of their website to the functionality of their service, it’s obvious that Young Alfred’s mission is to give homeowners a smart, secure, and straightforward way to compare and buy insurance online.
If you want the peace of mind of having your property and belongings protected without the complicated nature of traditional insurance companies, then getting your free quote with Young Alfred today is the right move to make.