HomeInsuranceConnect Review

Company Overview

HomeInsuranceConnect is a sophisticated search engine that will help you find home insurance policies that fit your specific needs.

More specifically, it’s an online marketplace that connects people looking for home insurance with over 900 home insurance providers.

To give you the best possible options, this network of over 900 providers consists of a mix of powerhouses like State Farm and Allstate, as well as many smaller, local providers.

Key Features

With HomeInsuranceConnect, simplicity isn’t a bad thing.

From just the information you provide them in a short form, they can provide you with multiple quotes from different home insurance providers.

This short form requires you to do the following:

  1. Enter your zip code.
  2. Select your type of home (the options include single-family homes, multi-family homes, townhouses, apartments, condos, and manufactured homes)
  3. Select whether you own or rent your home.
  4. Select your current carrier (the options include: Not Insured, 21st Century Instance, AAA Insurance, AIG, Allstate, Esurance, Farmers Insurance, GEICO, GMAC Insurance, Hartford Accident and Indemnity, Liberty Mutual Insurance, MetLife, Nationwide, Progressive, Prudential, State Farm, Travelers, USAA, and Other).
  5. Enter your email.
  6. Enter your first name, last name, and street address.
  7. Enter your phone number.

After submitting your form, HomeInsuranceConnect will provide you three quotes based on the information you provided at the best prices possible.

Upon clicking any of the offered quotes, you will be taken to the site of the home insurance provider.

From here, the process for actually getting your home insurance is going to be different depending on the site you’re on.

While it’s important to do your own research, to give you an idea of the quality of their provider network, among HomeInsuranceConnect network of providers are some of the strongest financially rated insurance companies available, including State Farm, AFLAC, and Mutual of Omaha.

For example, State Farm boasts the following recognized financial ratings:

However, HomeInsuranceConnect is transparent about the fact that not everyone will be matched to a provider that is able to supply the advertised rates. They also can’t guarantee any specific home insurance rate, premium, or policy.

In terms of the kinds of home insurance coverage they offer, it’s difficult to say exactly because different providers offer different kinds of coverage (and there are over 900 providers in HomeInsuranceConnect’s network).

With that said, because their network is so big, their marketplace can likely connect you with just about every possible kind homeowner's insurance coverage available, including:

Likewise, among this network, you’re likely to find providers that offer discounts in exchange for preventive measures, or at the very least options to lower your premium.

You are very likely to connect with providers that offer the following discounts and ways to customize and/or lower your pricing:

Types of Plans/Pricing

HomeInsuranceConnect is a marketplace to connect people with relevant home insurance providers and is not an insurance company or provider themselves.

Therefore, using HomeInsuranceConnect to find suitable quotes is completely free.

However, by submitting your form with your information, you do express consent to receive marketing communications via automated dialing system, pre-recorded calls, text messages, picture messages, and emails from HomeInsuranceConnect and one or more of its marketing partners.

In this sense, the only “price” you pay for using HomeInsuranceConnect is their network of affiliates and partners being able to contact you.

In the case that you pursue a quote provided by HomeInsuranceConnect, the price you eventually pay for your actual home insurance will depend on the specific provider and policy.

Conclusion

HomeInsuranceConnect’s beauty is in its simplicity.

By taking less than a minute on your part to provide basic information about you and your home, they can instantly connect you with multiple home insurance providers that offer what you need.

If you’re new to the game of home insurance, have been around for a while and want to see what else is available, or are just completely overwhelmed by the whole thing, using HomeInsuranceConnect’s service to get a free quote today is a great first step.