Branch Review

Founded in 2017, Branch Insurance is an online insurance agency that offers insurance for single-family homes, apartments, and auto in select states. Through Branch’s services, you can expect to find all of your standard kinds of home insurance coverage—dwelling, liability, and personal property coverage—as well as plenty of additional coverage options.

All policies are underwritten by either Branch Insurance Exchange, which is owned by its member policyholders and has an “excellent”, A rating by Demotech, or General Security National Insurance Company, which is rated A+ by AM Best. Beyond this, customers can take advantage of plenty of discounts and bundling options.

With the company’s leadership having an average of 14 years of experience in the industry, highly-rated underwriters, A+ rated reinsurance partner (SCOR), and accreditation from the Better Business Bureau, Branch checks many boxes you want to see in a comprehensive insurance provider.

What’s Available on Branch Insurance?

With Branch, you can insure apartments and single-family homes with the following kinds of coverage:

You can also opt for additional coverage options, including:

How It Works

Getting your home insurance with Branch is very simple. All you need to do is navigate to the home insurance page under “Coverages,” and then click on the orange “Get My Price” button. You’ll then be prompted to provide some information. While you can get a quote by providing only your name and address, to get an accurate price, you should be prepared to provide your claims history, credit information, and the amount of coverage you want.

In terms of filing a claim with Branch, the process goes like this:

  1. You file a claim
  2. You immediately meet your Claims Guide
  3. Your Claims Guide keeps you informed throughout the process
  4. As soon as your case is finalized, your Claims Guide will let you know

You have the choice to file your claim through the Branch app, online on the company’s website, or over the phone. Regardless of the method you choose, you can rely on your Claims Guide to provide support at any step along the way.

Who Qualifies for Discounts through Branch Insurance?

There are three ways in which you can qualify for home insurance discounts through Branch:

Pros and Cons



The Takeaway

Branch leverages a combination of seasoned human experience and innovative technology to provide you with home insurance coverage from trusted and financially stable underwriters and reinsurance partners. If you reside in one of Branch’s covered states, you can apply online in a matter of minutes, select from a wide variety of coverage options, and receive coverage quickly. Plus, you have the convenience of filing a claim online, through Branch’s mobile app, or over the phone. As the cherry on top, you can qualify for discounts through one of Branch’s many discount and bundling options. If you’re ready for the next chapter in easy online home insurance, Branch is well worth checking out.