JG Wentworth Review

For more than 25 years, JG Wentworth has provided Americans with personal finance solutions that now include debt management programs. In order to help those struggling with debt, the company offers multiple solutions.

Founded in 1991, JG Wentworth is a Pennsylvania-based financial services company that quickly made a name for itself. Television viewers may remember JG Wentworth’s popular taglines: “It’s your money!” and “It’s my money, and I need it now!”

Initially, JG Wentworth focused primarily on purchasing long-term, structured financial vehicles in exchange for lump-sum payouts. The company has since expanded its services to include debt consolidation solutions.

So, let’s take a closer look at JG Wentworth to give you a clear picture of its debt consolidation programs.

Pros and Cons of JG Wentworth



What Does JG Wentworth Offer?

With JG Wentworth’s program, they’ll work with your creditors on your behalf so you may be able to pay an amount less than the total you owe.  Their representatives are experienced in working with creditors to reduce debt.

Only unsecured debts such as personal loans, medical bills, and credit cards qualify for the JG Wentworth debt program.

The exact terms and conditions and amount of savings will vary from person to person. In order to get specific information, you’ll want to complete a brief online form on the company’s website.

What Are the Eligibility Requirements?

JG Wentworth offers solutions to people with $7,500 to $100,000 in unsecured debt. So, the company works with a large range of debt amounts. The eligible debt amounts cover the total amount owed to all creditors. In other words, you could qualify if you owed four creditors $2,000 each, as your total debt would be $8,000.

Where Does JG Wentworth Operate?

As of April 2021, JG Wentworth is available in 27 U.S. states and jurisdictions:

What To Expect on the Site

In order to get started, complete the brief online form on  JG Wentworth’s website. So the company can begin understanding your situation, the online form will ask a few questions:

After that, a JG Wentworth team member will then contact you for a consultation.


There aren’t any upfront fees. Instead, JG Wentworth earns commission-based fees, which are calculated based on your level of debt. As of November 2021, fees range from 18-25%. They vary from state to state and depend on the amount of debt you’re carrying.

What People Are Saying About JG Wentworth

On Trustpilot, JG Wentworth enjoys a very positive score. As of April 2021, JG Wentworth has a Trustpilot rating of 4.8 out of 5 stars based on 1,000 customer reviews:

Additionally, JG Wentworth has been accredited by the Better Business Burea since 1996, giving the company a long track record of reliability. Furthermore, JG Wentworth has an A+ BBB rating.

JG Wentworth is also recognized by multiple industry regulators, watchdogs, and accrediting agencies, including:

The Bottom Line

If you’re looking to consolidate your debt, then JG Wentworth’s programs may be right for you. The company is well-established, as evidenced by its BBB, AFCC, and IAPDA accreditations.

So, as you consider top debt consolidation providers, JG Wentworth is worth exploring given the company’s strong reputation.