Fast Track DR Review

Fast Track is a debt resolution company that helps people reach financial independence. If you want to get debt-free, Fast Track says it can help you get there faster. With this goal in mind, the company can assess your debt situation and tailor a program to your needs.

Over the past decade, the number of Americans who’ve filed for personal bankruptcy has ranged from 770,000 to nearly 1.6 million. Bankruptcy should be an absolute last resort, though. So, if you’re struggling with unmanageable levels of debt, it’s important to remember that there are other options. Fast Track’s debt management programs are a potential alternative.

In this review, we’ll dig into the details and help you decide if Fast Track’s right for you.

Pros and Cons of Fast Track



What Does Fast Track Offer?

Fast Track offers custom debt resolution programs for those who’ve made the decision to get out of debt. So, if you’ve decided to get debt-free, then you can get a free consultation with a Fast Track debt specialist. This debt specialist can help you decide if Fast Track’s right for you and devise a personalized program.

If you proceed with a Fast Track program, the company’s debt experts will work with your creditors to reduce your debt. Individual results vary, but Fast Track Debt offers debt solutions that work to adjust outstanding debts for 20% to 90% less than the client would otherwise have paid. The company prides itself on offering an effective alternative to bankruptcy.

What Types of Debt Does Fast Track Handle?

Fast Track Debt works exclusively with unsecured consumer debt. So, the following types of debt qualify for Fast Track services:

Unfortunately, if you’re struggling with mortgages, tax debt, car payments, or other forms of secured debt, then Fast Track isn’t an option.

How Does the Debt Consolidation Process Work?

The Fast Track Debt program has five straightforward steps:

  1. A debt specialist conducts a confidential review of the specifics of your case.
  2. Together with the client, Fast Track’s debt specialist formulates a customized plan for resolving your debt.
  3. You then make an affordable payment once a month. These funds are kept in a dedicated account, which Fast Track uses to pay down the debts you owe to various creditors.
  4. Simultaneously, Fast Track’s team works with your creditors to come up with a mutually advantageous debt solution. This allows you to become debt-free for less than the total sum of money you originally owed creditors.
  5. Steps (3) and (4) repeat until your enrolled debt is fully resolved without the need to declare bankruptcy.

You should be aware that some of the techniques Fast Track may use to reduce your debt may adversely affect your credit rating. However, these strategies are preferable to the financial damage you’d suffer by declaring bankruptcy or continuing the debt cycle. In fact, the damage done to credit scores is often temporary.

What To Expect on the Site

In order to get started, Fast Track has a brief online form. The form asks for a little bit of information:

Then, a Fast Track team member will call you to move forward with the process.


Fast Track calculates its fees on a case-by-case basis. While this may be true, the first step of the process is always free. So, if you’re interested, then you can get a free, no-obligation quote and consultation. Once your debt is resolved, fees start at 15% of enrolled debt.

The Bottom Line

So, could Fast Track help you? If you have at least $10,000 of unsecured debt, then it’s certainly worth checking out. If you qualify, the company can work with you to create a custom plan designed to resolve your debt.

As you compare the best debt consolidation providers, Fast Track is a good option to include in your search.