CuraDebt Review

For more than 20 years, CuraDebt has worked to offer debt consolidation to both individuals and small businesses. With decades of experience in debt management, CuraDebt has a great deal of knowledge helping people get debt-free.

Based in California, CuraDebt works with individuals all over the U.S. and with many different types of debt. The company’s goal is to use debt resolution programs to help customers save as much money as possible – especially if your debt is a financial hardship.

So, let’s get to know CuraDebt in more detail in order to help you understand its debt consolidation options.

Pros and Cons of CuraDebt



What Does CuraDebt Offer?

When you enlist CuraDebt’s help, you can take advantage of debt consolidation programs.

Since a staggering number of Americans have filed for bankruptcy in the past decade, you aren’t alone if you’re struggling with unsecured debt. In fact, between 770,000 and nearly 1.6 million Americans file for bankruptcy per year. CuraDebt offers an alternative to bankruptcy.

How Does the Debt Consolidation Process Work?

When you enlist CuraDebt’s help, you’ll speak with a debt specialist. Firstly, you can discuss how much you’d ideally be able to pay each month to reduce your debt. Then, CuraDebt will work on a solution for your monthly budget based on what you can afford.

Of course, results vary. But typically, CuraDebt says it can reduce debt by as much as 50 percent. And once you complete the program, CuraDebt offers more help. To do so, the company enrolls you in a credit restoration and counseling program. The goal of this program is to help prevent future debt. And since debt consolidation programs may negatively impact credit scores initially, CuraDebt also wants to help rebuild credit scores.

What Are the Eligibility Requirements?

CuraDebt can help you get debt-free for a number of different types of debt, including:

The minimum amount required for CuraDebt’s services is $5,000 in unsecured debt. But this can depend on the type of debt you’re dealing with. You’ll need to speak with CuraDebt about how much debt you’re carrying, and what category it falls under, to learn more.

There are certain types of debts that CuraDebt cannot work with, though. These include lawsuits, some student loans, auto loans, and home loans. If you’re interested in learning more about CuraDebt’s different debt consolidation options, then get a consultation to see if your debt qualifies.

What To Expect on the Site

Getting started with CuraDebt involves a quick online form that asks your:

After that, CuraDebt will follow up with your free savings estimate by phone or email.


You can get started with CuraDebt for free. All customers get a free debt consultation to assess their debt situation and determine which options work for them. Once you enroll with CuraDebt’s services, you won’t pay any fees or costs until you complete your program. Generally, customers pay fees that cost 16 to 20 percent of the total amount of debt.

The Bottom Line

With plenty of solutions and experience, CuraDebt could help you during the earliest steps of getting debt-free. In order to see if it’s a good fit for you, then get a free consultation. There are no obligations to proceed, so there’s no risk in exploring the option.

For these reasons, CuraDebt is an option to consider as you compare top debt consolidation providers.